The December issue of In The Public Eye has arrived! If you have any questions about the articles in this issue or have any other insurance-related questions, please contact us.
IN THE BROKER'S CORNER
ESSER is Expiring: How Schools Can Find Financial Certainty
Alliant
Assembling a school district’s budget requires several moving parts, from expenditure analysis to stakeholder approval. However, in today’s volatile funding environment, it has become more challenging than ever for school districts to allocate funds to essential areas and achieve financial certainty.

PUBLIC ENTITY
OSHA Record-Keeping Best Practices for Public Entities
Alliant
At the recent Public Risk Management Association (PRIMA) Institute meeting, public entity risk managers, HR leaders and safety professionals gathered in an intimate, classroom-style setting to review OSHA record keeping and regulatory reporting. Julie Waller, Alliant Public Entity, led a session walking attendees through the rules, forms and real-world scenarios that shape compliance for public entities of every size. 

CYBER
The Future of Ransomware - Proactive Defense in an AI-Driven Threat Landscape
Alliant
AI is accelerating ransomware attacks and reshaping the cyber threat landscape. Join Brendan Hall, Alliant Cyber, and Brad LaPorte, Morphisec, as they discuss how evolving ransomware tactics and polymorphic malware are challenging traditional cybersecurity defenses. Together, they share how a preemptive approach to ransomware protection can help organizations reduce exposure, lower insurance costs and strengthen cyber resilience.

EMPLOYEE BENEFITS
New Benefits Required For Retired Texas Peace Officers and Firefighters
Alliant
During the most recent Texas legislative session, a law was passed that creates new retiree liability for Texas government entities, introducing benefits payments for peace officers and firefighters who retire after January 1, 2026. Learn more about this bill and how it’s set to impact public entities.

PERSONAL NOTE
Preventing Work Burnout During the 2025 Holiday Season
Alliant
The holidays are a season of joy and celebration, yet for many professionals in the public sector, they bring a sharp spike in pressure. Year-end deadlines, heavier workloads and personal commitments can all lead to work-related burnout. For public entities, this decrease in morale poses a significant risk to their ability to meet end-of-year goals and operate efficiently.

CONFERENCE HIGHLIGHTS
Reinventing How Public Entities Attract and Keep Talent
Alliant
Public entities are navigating a workforce crisis that continues to reshape service delivery and risk. The talent pool has been shrinking since before the pandemic, but COVID-19 accelerated retirements, career changes and new expectations for flexibility and compensation. Private employers tend to move faster and pay more, widening the gap. However, this doesn’t mean that public entities are left without options in today’s competitive job market.

COMMERCIAL P&C
Verisk to Roll Out New General Liability Exclusions for Generative AI Exposures  
Independent Agent
Generative artificial intelligence (AI) is transforming how the insurance industry does business. However, it’s also triggering a wave of legal and insurance challenges. With at least 11 major lawsuits currently underway in the U.S., ranging from copyright infringement to harmful chatbot interactions, insurers are addressing the growing risks associated with this technology. 

WORKERS' COMPENSATION
Understanding the Challenges of Permanently-Restricted Return-to-Work Claims
Carrier Chronicles
Permanently restricted return-to-work claims present unique challenges that go far beyond typical transitional cases. From lifetime medical costs to the risk of permanent total disability, employers and their insurance carriers face significant and costly challenges when injured workers cannot return to their jobs.

EVENTS
Conferences, Speaking Engagements and Webinars
Alliant Public Entity attends and produces various events throughout the year. These events provide our team a chance to meet and network with members of the community, learn and present ideas. 

CONTACT US
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Alliant Insurance Services, Inc.


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