The January issue of In The Public Eye has arrived! The "In The Public Eye" newsletter is dedicated to exploring risk management topics and challenges faced by today's Public Sector leaders. If you have any questions about the articles in this issue or have any other insurance-related questions, please contact us.
2026 Outlook: Navigating Commercial Insurance Trends for Public Entities
The commercial insurance environment in 2026 reflects a shifting balance of opportunity and ongoing risk for public entities. While property markets show sustained stabilization and increased competition, casualty, cyber and emerging technology risks continue to present meaningful challenges. Public entities that take a proactive, data-driven approach to program design, risk management and market engagement will be best positioned to achieve stable pricing and improved coverage outcomes. The Alliant Public Entity report covers key trends shaping the 2026 market, including property market softening, strategic opportunities for risk managers, casualty and liability capacity constraints, cyber and AI-related exposures, litigation financing and workers’ compensation severity trends.
IN THE BROKER'S CORNER
Using AI in the New Age of Public Entity Risk Management
Alliant
Artificial intelligence (AI) is rapidly shifting from future concept to daily operational reality for public entities. However, determining how to use AI responsibly, ethically and effectively remains a challenge that public entities need to address in today’s new age of risk management. During a recent session at Texas PRIMA, Alliant Public Entity led a presentation that offered a clear look into how AI is already reshaping public sector risk programs and where agencies should focus their efforts next.
COMMERCIAL P&C
Understanding Total Cost of Risk for Public Entities
Alliant
At Texas PRIMA's annual conference, Carleen Patterson, Alliant Public Entity, delivered an insightful discussion on Total Cost of Risk and how public entities can use this framework to strengthen financial performance and improve long-term decision-making. Explore the key takeaways from Carleen’s presentation to learn more about the value of Total Cost of Risk and how your organization can use this metric to improve your efficiency and impact.
ALLIANT UPDATE
Alliant Insurance Services Introduces Alliant London Program Slip (ALPS)
Alliant
Alliant Insurance Services, the nation’s leading specialty broker, announces the launch of Alliant London Program Slip (ALPS), the market’s first combined portfolio and built-in algorithmic capacity solution that provides property capacity in seconds. Alliant is first to offer A+ London capacity that follows a broad range of U.S. and London lead carriers.
CONFERENCE HIGHLIGHTS
How Public Entities Can Prepare for 2026 Insurance Renewals
Alliant
During a recent American Public Transportation Association (APTA) session, Alliant Public Entity shared insights on how public entities can prepare for the 2026 insurance renewal cycle by strengthening data quality, improving internal alignment and taking a proactive approach to engaging insurance carriers. In this article, we’ll explore these key takeaways and how your public entity can ensure continuity of coverage in 2026.
PUBLIC ENTITY
Rethinking Safety: Total Worker Health in Public Entities
Carrier Chronicles
Work is a central part of life, not just as a place where we earn a living, but also where we spend significant time, face physical and emotional demands, and shape our overall well-being. The concept of Total Worker Health represents a critical shift in moving beyond the traditional model of making work safe to making work a positive contributor to an employee’s health, safety and well-being, which strengthens public entities from the inside out.
WORKERS' COMPENSATION
Twice Injured Firefighter Loses Second Workers’ Compensation Claim
Insurance Journal
A Delaware firefighter who twice suffered a workplace injury has been denied workers’ compensation benefits for his second claim because of the way he settled his first claim. He was denied compensation for the second injury because it was judged to be a recurrence of the earlier injury which he had agreed to settle by accepting a lump sum payment and releasing the workers compensation insurer from further liability. The Delaware Supreme Court earlier this month upheld the denial of his claim.
EVENTS
Conferences, Speaking Engagements and Webinars
Alliant
Alliant Public Entity attends and produces various events throughout the year. These events provide our team a chance to meet and network with members of the community, learn and present ideas.
PERSONAL NOTE
Winter Weather
Ready
Winter storms create a higher risk of car accidents, hypothermia, frostbite, carbon monoxide poisoning and heart attacks from overexertion. Winter storms including blizzards can bring extreme cold, freezing rain, snow, ice and high winds. Learn how to prepare and protect yourself from winter weather.
Alliant Insurance Services, Inc.
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