Vintage Auto Coverage
Designed by and for automotive enthusiasts, collectors, and vintage racers, the Alliant Vintage Auto Program is built on a package policy platform that can include virtually all of your personal coverage and insurance needs. We understand and share your passion for anything automotive - standard and classic autos, historic race cars, automotive museums or personal collections, and motorcycles, but we also understand the importance and values that they command today.
Vintage Auto Program Highlights:
- Agreed Value on all cars and motorcycles - and no arguments of value at the time of loss
- Guaranteed repair – you will have coverage for up to 150% of the stated value to repair your vehicle, and at a shop or location of your choosing
- “Fair” Replacement Parts – Guarantees after a covered loss, the car will be restored to its pre-accident condition and authenticity.
- Diminished Value – In the event that a partial loss diminishes the vehicle’s value, the program will cover the difference in value prior to the loss
- All Risks Options – You can cover your vehicle for physical damage regardless of location and type of loss
- No mileage or reporting restrictions
- Blanket Liability – Your premium is based upon your collection and not a per vehicle charge, since not all vehicles can be driven at once
- Worldwide auto liability and coverage – pertaining to new vehicle purchases or automotive events, tours, and rallies overseas and during transit to and from the USA
Paddock Liability – Race Cars or Motorcycles
Alliant is proud to be HMSA’s (Historic Motor Sports Association) exclusive insurance partner to protect race cars and motorcycles off-track and in the paddock area. This includes:
- Quality paddock liability coverage to vintage racing drivers, vehicles, trailers, racing staff and crew, and personal property in the paddock area
- Protection against physical damage done to your car in the paddock area the moment the car exits the race track
- Independent On Track Coverage for race cars and motorcycles – Access to independent on track coverage for damage and liability available through Alliant’s Vintage Auto Program
Additional Package Options and Non-Auto Coverage
Alliant’s Vintage Auto Program understands the importance of protecting everyone and “everything” on and off the road:
- One consolidated policy – all of your insurance needs are covered under one, simple portfolio. We’ll assign you a dedicated Alliant broker, available 24/7 to assist with any property or liability needs.
- Guaranteed replacement cost on your homes and valuables in the case of a loss
- No deductible on scheduled art, jewelry, and other personal valuables
- Worldwide personal liability limits available up to $100M
- Worldwide watercraft protection and liability, including vintage makes and models.
- Expert underwriting and claims handling – Alliant’s team of professionals knows your passions and needs, utilizing an exclusive network of insurance carriers and providers available within the USA.